A Guide to Increase Sales: Ecommerce Merchant Account Shopping Cart Credit Card Processing

How to Increase Small Business Sales by Accepting Credit Card Payments

If your business is home-based or has been in operation for less than two years, then you are likely to face objections or high costs from the average local bank in attempting to acquire merchant status.

Consider going through an Independent Sales Organization. These are the field representatives from out-of-town banks who help small and home based businesses find banks willing to grant them merchant status. The ISO may be able to help you simply because it represents dozens of banks with their own specialties and criteria. The ISO representative can match your needs with the needs of the banks that he or she represents, without requiring you to go through the application process with all of them.

Once you have obtained merchant status, and if you are with a high quality provider you can accept all major credit cards including Visa, MasterCard, American Express and Discover Card.

Before you sign on with any bank, consider the costs carefully and if you do not anticipate many credit-card sales, it might not be worthwhile for you to pay the setup and monthly fees. If you are not sure the costs will benefit your business in the long run being approved for your own merchant account may not be the right thing for you.

Consider the following:

When you accept credit cards, your sales have the potential to increase as much as 400% instantly.

Over 88% of all internet sales are paid for by credit card merchant account.

If you want to compete on the internet today, you must accept credit cards and start credit card processing.

In order to accept credit cards on the Internet, an online merchant or business needs to have an Internet Merchant Account, a credit card processing system (shopping cart software or a complete ecommerce solution), and a secure payment gateway (using API application programming interface) to connect to banking networks for authorization of credit card transactions.

The Internet merchant account is not at all like a bank account it is more like a line of credit that enables the credit card networks to route funds to you quickly (within a couple of days). When your customers order online from your web site, the credit card information provided will be used to process the transaction. When the approval is obtained you are notified, through email confirmation and it will be posted to your online Transaction Manager. Then, upon settlement, merchant bank is informed and funds will be transferred to your business bank account.

Accepting credit cards may not be for every business, but if yours is the kind of business where customers are likely to want the convenience, you are only cheating yourself if you do not give them what they want, remember that your competition definitely will.

So, as you can see you have a number of ways to get a merchant status. Remember, the name of the game is convenience for your customers. If you do not offer it, they will go to someone who does.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Merchant Account Fraud Protection

If you are a business owner and want to have a merchant account, you will have to find the merchant service provider that can offer you the latest merchant account fraud protection. In today’s world you don’t immediately know the customer ordering through your website nor if the credit card used by that customer is genuine. You also don’t know the particulars of the customer and you will have to ensure that the issuing authorities verify the credit card prior to the actual transaction taking place.

On the other hand in this fast moving world, customers purchase everything online from a kitchen sink to office equipment, from batteries to custom clothing and anything and everything else delivered right to their doorstep. The customer places the order at the concerned website and after paying the amount using his credit card receives the purchased material delivered directly from the retailer, manufacturer, or many times by   drop shipper. The customer would like to ensure that the data and information submitted at your website is secure and remains in confidential. So the new merchant account fraud protection method is not only beneficial for you as a merchant but it is also beneficial for your customers.

Most modern e-commerce websites accept online credit card payments and the transactions are increasingly verified by Cardholder Verification Value or CVV2. Whenever a customer places an order at your website using his or her credit card, the three number CVV2 helps to ensure that the physical card is in the cardholder’s possession while shopping online or by phone, helping to prevent unauthorized or fraudulent use.

Another fraud protection method for customers and merchants is setting a Personal Identification Number (PIN) which protects your existing credit card with a password you create, thus giving you assurance that only you can use your Visa card online. The Personal Identification Number (PIN) is similar to a password or PIN of an ATM card. Once your online business shopping cart software is integrated, a PIN number is asked from the customer during the transaction and the PIN number supplied by the customer is immediately forwarded for authorization. The credit card issuer verifies the PIN and confirms that the cardholder is the real owner of the card and the transaction is completed.

The advantages of this form of merchant account fraud protection are its simplicity, ease of use, low implementation cost, reduces the fraudulent credit card transaction and it also helps in reducing charge back volumes. For implementation of this merchant account fraud protection method, no additional hardware or software is required. It carries out the verification in real-time and if the card issuer does not verify the identity, the transaction is terminated.  This helps in reducing the cost of business and reduces the overall cost of fraud.

This merchant account fraud protection system is unique as it verifies the password or PIN supplied by the credit card issuing agency in real-time. The new merchant account fraud protection methods saves millions of dollars for consumers and merchants alike, and is also very convenient and easy protection for all involved transaction entities.

Summary:

The latest merchant account fraud protection techniques are useful for all online business storeowners. It helps in real-time verification of cardholders by the issuing authorities and thus reduces total cost of fraud and ultimately the overall cost of doing business.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Merchant Account vs. PayPal Comparison

If you are familiar with the World Wide Web, you definitely are familiar with the possibility of success for any type of product or service advertised in this modern way of marketing.  You will definitely want to take advantage of this and would want to set up your merchant account and sell your products or services online.

To help you decide on how you will accept payments, let me give you a couple of options in this article.  However, before we move to that, let me first give you some background on how you will succeed in selling on the World Wide Web.

First, you need a dependable and high-quality product or service.  Ensure that when you commit to deliver certain feature of your product, you are prepared to fulfill it.  Do not claim any feature on your marketing materials that you cannot deliver.

Secondly, market your products as wide as possible.  If your website does not reach as many potential customers at first or you have a limited advertising budget, affiliate programs may be helpful for you.  This will ensure that your products and services will be in front of as many customers as possible.

Third, when you are able to produce high-quality products and have marketed your products well, then you need to have a delivery infrastructure or an order fulfillment infrastructure.

Finally, merchant account payment processing needs to be in place.  In connection herewith there are two possible outlets.

Option 1.  Merchant account payment processing from a reputable merchant entity.  In a merchant account, funds from your customers are directly deposited to your personal or business bank account.  You therefore have control over your account because it is regulated by the Federal Banking Regulations.  You may also easily set up your account to accept credit cards, gift cards, tele-check and other non-cash Internet transactions.

Option 2.  PayPal payment processing which in this option your funds are deposited to your PayPal account.  However, PayPal is not a bank so the Federal Banking System does not regulate them.  At worse, they may freeze your account without you knowing how to unfreeze it.  You are also limited to accepting payments based on PayPal regulations and invariably it takes much longer top receive your money from PayPal.

It is therefore preferred that you bring your money to wherever you think is most comfortable, secure, and accessible for you.

This merchant account vs. PayPal comparison is here for you to use as reference.  You have the freedom of researching the World Wide Web, which among the online payment processing systems will be most beneficial to you.

The World Wide Web offers opportunities for growth even for small entities such as home-based businesses. Being prepared in all aspect of the business including the possibility of accepting as many payment types as possible is most beneficial for your business.

Choose the best merchant account and decide from there on how you will be able to take advantage of the global business opportunities at hand.

Summary:

This merchant account vs. PayPal comparison is given to you to help you understand which among the online payment processing systems will be applicable and most beneficial for your business.  Before you hop on the e-commerce bandwagon, please give careful consideration as to how you will market your business online to reach the widest possible customer base in your marketplace and of course which credit card payment processing merchant account program will be most beneficial over the long term from your business endeavors.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Merchant Account Payment Processing

The advent of e-commerce opened up huge opportunities for small and medium businesses to give the big players a run for their money.  This is because e-commerce has placed the products and services of even the smallest businesses like home-based business in front of consumers all around the world. 

Of course, this opportunity does not come without the conscious effort from the business owner, they need to ensure that their business will be trusted and thus will be able to fulfill its commitment to the public.

What are the requirements of a business to become successful in the cyber world?

1. High-quality product
2. Advertise products
3. Ensure order fulfillment
4. Payment flexibility

The above requirements need to be in place and done in real-time.  If you have dependable products, able to market your products well and have order fulfillment infrastructure in place, then you have won half of the battle.  The next half will be the availability to accepting payment in different forms.

Setting up merchant account payment processing is therefore a necessity.  This is because you may not succeed in the modernity offered by e-commerce if your business cannot accept other types of payments.

Available non-cash merchant account payment processing:

• Electronic benefits transfer
• Gift cards or purchasing cards
• Tele-check
• PIN-secured and signature debit
• Major credit cards

If your business can process payments in a variety of formats, then you are on your way to becoming successful in your business long term.

In the past, businesses have limited themselves to accepting payments the traditional way; they only accept checks and cash. This has limited their growth.  The birth of Internet Credit Card Processing has helped merchants grow their businesses as they never thought possible.

To help your business grow fast, you therefore need to establish a merchant account and start accepting credit cards and other non-cash transactions on-line.

The Internet offers treasure trove of information on setting up your merchant account.  We recommend that you shop around before you finally selecting your merchant account that will help you process customer payments easily and ensure that your business will be able to grow efficiently and well.

When you finally set up your merchant account and are now open to payment processing in all forms, you need to go back to the basics.  Check how wide you are advertising and marketing your products.  Because you already have the capability of processing payments through your merchant account, you need to ensure that your business and your products reach as many Internet users as possible. 

Being able to link to as many websites other than your own will help you advertise your products well.  Affiliate programs may also be helpful.  In the cyber world, the more affiliates you have, the more you will gain from this modern way of marketing.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Merchant Account Advantage

If you are a businessman and want to increase your sales, you will probably have to consider new and additional proven options to get the desired results. If you are considering a merchant account as an option, you are going to benefit from the most advanced and favorable consumer method of buying goods or services utilizing credit card payments. It is one of the best services you can offer to your customers and in turn will absolutely increase your sales by a very large percentage.

The consumers who buy using credit cards ignore most of the time a nominal rise in cost of the goods or services than the cash buyers and thus you have a better opportunity to maximize your profit. Furthermore in the US alone more than 85% people prefer purchasing online using credit cards. In this fast moving world, customers buy everything from a kitchen item to sophisticated furniture, jewelry, and anything else by credit cards online. So, whatever your business is, having a merchant account is beneficial for all.

The other merchant account advantage is that you increase your profit by accepting credit card payments on your web site in real-time thus eliminating the cost of using telephone order time and telephone line expenses and you also do not have to wait to receive and clear money orders or checks.

If you select the right merchant account for your business, the money from customer payments is transferred into your bank account within 24 to 48 hours and therefore you do not have to wait for a longer period to receive your money. You get your money in your hands fast thus you have a better opportunity to reinvest the money that will ultimately increase your profit and grow your business.

The other merchant account advantage is that since you are conducting business in more credible and profession manner your customers will trust you more. If you do not have a merchant account, you will also have the burden of reminding your customers to pay you through money orders or checks. Many times the customers either do not get time to send the check or money order or forget to send and have to be constantly reminded. This is especially true with subscription based businesses where invoicing and collecting by check on a recurring basis increases collection and labor time thus reducing profits.

The other merchant account advantage is that you free extra time to increase your business, as the online transactions are very easy, simple and automatic. You will be provided with suitable e-commerce software and all support. You will have a suitable option to select a single product or multiple product-shopping carts. You do not need to bother designing, hosting, hardware and support and every aspect to run your business is taken care of to enable you to run the business in more professional and profitable way.

The latest fraud detection techniques are available now and you can reduce the worry and expense incurred by potentially fraudulent transactions, as the system will verify the authenticity of the customer in real time. The other merchant account advantage is that the entire process of accepting credit card payments can be completed in very fast with instant online approvals and you can start credit card processing today!

Summary: If you do not have a merchant account, you are losing many sales and much profit from your business competitors who do accept credit card payments. You will definitely experience increased sales and profits when your business gets its own merchant account and starts credit card payment processing.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Ecommerce Enable Your Web Site Instantly with a Free Shopping Cart and Start Selling Online today!

The software used to build and manage an online store is critical to the overall success of an e-commerce venture. To be a successful e-commerce website it is necessary to provide customers with easy navigation, modern shopping cart features, a simple checkout process, and clear confirmation that their order has been received.

As a third-party hosted product, SunVirtual's CartManager is perfect for small to mid-size businesses who wish to sell products on the web with a "big business" presence. Some of our key features include:

• Easy to use. No programming required. Simply build "buy buttons" using our button builder then insert into existing product pages of your website.
• Unlimited Products and Orders. Some shopping carts charge for each transaction, or for a number of products hosted. With SunVirtual's CartManager, you can sell as many products as you like as often as you like.
• Secure Certificate not required. We supply the secure certificate on our side so you don't have to. Savings $250/year.
• eBay Compatible. The ability to list and complete payment for your eBay auctions.
• Real-Time Credit Card Processing Integrated with all major payment gateways including LinkPoint, Verisign, Authorize.net and 20 other payment gateways.
• Real-Time Shipping. Now your customers can know exactly what they're paying at the time of check-out due to our direct connections with UPS, FedEx and USPS.
• Customizable payment pages. Unlike other shopping carts, CartManager allows you to customize your checkout pages providing the same look and feel of the rest of your website.
• Works great with Frontpage and Dreamweaver too. CartManager provides easy instructions for adding the shopping cart to your online store designed with these web editing programs as well as many others.
• Free Support. CartManager provides support buttons for each step of the shopping cart setup, as well as extensive FAQ's, email and phone support.
• Works with any Web Site and Hosting Platform. CartManager is a web-based product, which makes it hosting platform independent. The cart will work with any hosting provider that enables you to copy and paste simple HTML into the pages of your website. No access is needed to the CGI bin of your hosting company.

Visit www.sunvirtual.com and Sign Up for your Free Shopping Cart today!

What is LinkPoint Central and How Can Merchants Process Credit Card Transactions Using LinkPoint Virtual Terminal and their Merchant Account?

LinkPoint Central (LPC) is a new way for merchants to process monetary transactions. It acts as a secure portal for merchants to manage everything related to transaction processing, from running secure transactions themselves to setting up their web site to run transactions for them, from preventing fraud to reviewing transaction reports to getting technical support and help. Everything is readily available right within LPC.

WHAT MERCHANTS CAN DO WITH LINKPOINT CENTRAL:

Process Credit Card Transactions the Way They Want—from Anywhere

In LinkPoint Central, there is a virtual Point of Sale (POS) terminal that functions similarly to the terminals commonly used at retail stores. Merchants simply enter the data needed for the transaction and go. It can even automatically track and perform recurring transactions (for subscription services, for example). And because it runs via the Internet, you can log on from anywhere with Internet access, giving you instant access to process orders from wherever you are.

Manage their LinkPoint Accounts

• LinkPoint Central allows merchants to manage everything from one place.
• View transaction reports anytime, anyplace, so they can see just how well their stores are doing.
• Change passwords, switch between live and test mode, set fraud settings, and view user agreements.
• Access all LinkPoint Connect management functions from LPC.
• Get Support.
• Customize the entire LinkPoint Central experience. Merchants can customize the e-mail receipts that are sent for every transaction. They can make the virtual POS terminal into a simple retail swipe terminal, a mail-order/telephone-order system, a recurring transaction processor, or their own custom terminal. Merchants even have the capability to choose their own custom colors and graphics for their LinkPoint Central and LinkPoint Connect screens.
• You can co-brand LPC pages, painting it with your own corporate look and feel.

Sell Things from their Web Sites (using LinkPoint Connect)

LinkPoint Central is also a portal for LinkPoint Connect administrative functions. LinkPoint Connect allows merchants to post transactions from their web sites using a simple HTML form. We collect the sensitive information on our secure server and return the customer to the merchant's web site. Merchants use the friendly LinkPoint Central interface to manage all aspects of their LinkPoint Connect accounts.

LinkPoint also offers a full suite of e-commerce solutions that let merchant Web developers use the technology they're comfortable with.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

What Type of Merchant Account Support Should You Expect From Your Credit Card Processing Provider

Online Merchant Reporting

Mymerchantoffice^® service is a dedicated merchant Web site that allows business owners to access their merchant account information online 24/7 and to reach customer service. Using the Web site, merchants can also reconcile their deposits, retrieve their deposit information, view detailed reports of their chargeback and retrieval histories, and receive prompt answers to questions they submit via e-mail.

Customer Service

CSI supports its merchants with exemplary customer support 24/7 in more than 140 languages and dialects. The customer service staff helps merchants reconcile their deposits, understand their merchant account statements, and answer questions about rates, fees, chargebacks and retrievals. Merchant calls that require special attention are transferred to special representatives on the Presidential Hotline, who will do everything within their power to meet the merchants' needs.

POS Help Desk

Technical assistance for point-of-sale (POS) processing equipment and processing issues is available from the POS Help Desk. Merchants can rely on representatives from the POS Help Desk to answer questions about their POS processing equipment, 24 hours a day, 7 days a week. Additionally, new merchants can call the Help Desk for training instructions and assistance to operate their POS processing equipment.

Gateway Support

The Technical Support Department offers merchants assistance with the LinkPoint^® Secure Payment Gateway, other Internet gateways and processing software.

Merchants can get help with setup of the LinkPoint Central service and the LinkPoint Basic service payment options by contacting the HTML Support Group. The API (application support interface) Support Group helps merchants implement the LinkPoint Select API service for transaction processing and manages shopping cart compatibility.

Interactive Voice Response

Interactive voice response (IVR) allows merchants to access their deposit history, to order merchant statements and to connect to the voice authorization center. Merchants can also request that their reports are faxed or mailed.

Cardservice Merchant Club

The Cardservice Merchant Club (CMC) offers merchants numerous value-added benefits, including free selected point-of-sale supplies and a program that supplements equipment warranties and provides prompt equipment replacements.

Please visit http://www.sunvirtual.com for more information or to sign-up today!

Comprehensive list of Ecommerce Shopping Cart Providers Helps Merchants Find the Best Ecommerce Shopping Cart

www.SunVirtual.com has the BEST Ecommerce Shopping Cart program that we found compared to all other internet shopping cart providers. Try their free demo, as you will be in impressed by the shopping cart features and ease of use:

• SunVirtual CartManager - Provides free shopping cart and merchant account. Buy-Buttons work with any web site and server with no installation or programming necessary. This cart is eBay compatible and includes real-time shipping, transaction processing, SSL certificate, unlimited products, orders, and support.

Here is a list of all the rest of the other shopping carts for comparison:

• AAcart.com - Software for merchants, helping them build online stores without HTML knowledge. Demo store available.
• Actinic Software - Actinic Catalog is a low cost, secure application for small and medium size businesses. Includes product and support information.
• Airvae Commerce - Industrial strength cart application featuring real time shipping calculations, credit card wallet, banners and others. Includes demo.
• Alexa Web Search: 1AutomationWiz - Review of the ecommerce, autoresponder and automated marketing site product.
• AmiCart - Low priced application for Windows 2000 server. Source code is available. Vendor will install also.
• AShop Software - File downloader software with affiliate sales support written in PHP and using a mySQL database.
• Astrosell - Application for small to medium businesses integrated with FrontPage and Dreamweaver built sites.
• BazaarBuilder e-Commerce Shopping Cart Software - Customizable to fit into any website design with facilities for online credit card handling, order processing, sales reports, stock control, European Union sales Tax handling.
• BestCart - Customizable, scalable application with inventory control designed for ISPs, hosts and webmasters.
• The Bilingual Shopping Cart for Japanese Markets - Cart for small to mid-sized businesses who want to market their products to Japanese markets. In Unix/Linux. Includes demo.
• Bizar Shopping Cart Software - Application designed for merchants, designers, ISPs. Operates on Windows, Unix, Mac.
• BlueCart - ASP system for Internet retailers and mid sized businesses.
• BugMall Shopping Cart - Customizable application available for Windows and Unix platforms. Downloadable install files.
• BV Software Commerce - Low-cost application for small businesses and web developers. Developed in .NET and uses Access and SQL Server backends.
• CandyPress.Com - ASP application for small to medium business. Various payment gateways. Access or SQL Server backend.
• Cart Mods - Resources, modifications, templates and skins for X-cart. Includes online ordering.
• CartAnswer - Customizable turnkey cart software. Describes features and includes client list and pricing.
• CartIt - For small to medium business, has NT and Unix offerings with plugin for MS FrontPage. Works with ASP, PHP, any database, any HTML editor.
• Cartnetwork - Customizable solution with secure 128 bit encryption. Includes 30 day trial.
• Censtore - Application with an affiliate program, Fedex and UPS lookup, order tracking, gift and special section.
• Cf_Ezcart - ColdFusion application which can be used with database engines in Access, MS SQL Server or MySQL. Standalone purchase or free with hosting.
• ChargeCart Merchant Shopping Cart Software - Includes cart, store manager, affiliate tracking/managing.
• Clickstore - Customizable online catalog, ready for affiliate program marketing, multi language, multi currency. Demo available.
• Code 9 Software - Offers e-commerce solutions such as shopping cart applications, and catalog building software. Includes demos, information about the product, and support page.
• Comersus Open Technologies LC - Producer of an ASP application which can use Access, SQL Server or MySQL. Free download. Reseller plan available.
• CyberCart - Perl script compatible with Unix or Windows. Works with Dreamweaver, Frontpage or other html editors. Integrates with Authorizenet, Verisign, Linkpoint, PayPal.
• DomainCart - Online storefront application marketed by Zaygo.
• dotWidget for PayPal DL - Cart application that integrates downloadable digital product offerings with a PayPal account. Includes articles and support forum.
• Easy Cart - Application that can be deployed rapidly. Includes web hosting service.
• e-Bridge Server - Installed in Microsoft Access and supports all ODBC compliant databases, it runs on NT servers.
• eCatalogMail - Fully interactive, commerce-enabled catalogs sent to an opt-in subscriber's email inbox. Sends transaction data to any customer-specified URL.
• ECHOcart PHP Shopping Cart - Open source shopping cart with many advanced features. MySQL back-end database, Unix platform.
• Ecommerce Shopping Cart Software - Cart application configurable with Paypal or credit cards. Includes demo and contact information.
• E-Commerce Solutions - In addition to offering virtual storefront product, there is web design, hosting, custom programming.
• 101 Ecommerce Store Builder Software - Program for small businesses featuring secure server credit card transaction processing, online order inventory management solution.
• Ecommerce Templates - Templates for Dreamweaver, Frontpage and Adobe GoLive. Demo available.
• Ecomready - Product Eshop provides shopping application and the Pro version includes credit card processing for selected European countries.
• eMart - Shopping cart with WYSIWYG editor, support for SSL and HTML-tag based customization. Includes examples of site that use product.
• eShop Builder - Shareware written in Javascript and operates on Windows servers. Online demo.
• eSolution Online - Markets World Cart product. Also, web hosting services.
• eStore Builder - Cart application integrated with PayPal. Available for ASP or PHP. Pricing and online order.
• Fast eCart - Template-based shopping cart software for PayPal. Online order. Also offers webhosting services.
• FastCart Corp - Offers product FastCart 2000 that builds online stores.
• FastCART Shopping Cart - Offers cart software to use with Paypal merchant account. Includes information, demo, and tutorials.
• Fortune3 - Cart software allowing users to create and maintain online stores. Includes wizard download.
• GLS Global Assets Ltd. - Software developer providing online store application. Product description and online ordering.
• Hassan Consulting - A low cost application for Unix sites that supports Cybercash and Authorize.Net.
• Hazel: Shopping Cart Software - CGI application written in C which runs on most Unix variants, and NT. Has free 30 day trial.
• iCODE - Offers a fully integrated package including shopping cart, point of sale, and inventory control capabilities.
• In The Q - Storefront creation application with pre-built templates. Basic system in Perl and more advanced one in C++.
• IntLink Shopping Cart - Low priced ASP application. Source code is available. Offers instant quote.
• iShopsite - Customizable application with Unix/Linux and NT compatibility.
• iStoreBuilder - Online storefront with tax calculation and shipping options module. Thirty day money back guarantee.
• Jiffy Cart - Application to create and manage online storefront. Exportable to Quickbooks. Authorize.net payment gateway.
• Lans Unlimited Shopping Cart - ASP application. Downloadable demo available. Html knowledge required.
• LetMeShop - Customizable ASP application running in IIS servers with SQL backend.
• LiteCommerce - Online store-builder package targeted toward site owners, designers and programmers. Includes demo, pricing and online ordering.
• Lynx Internet Solutions - Application to develop virtual storefront. Demo files available for download.
• Mercantec - SoftCart product provides storefront solutions with various levels of features.
• MetaCart eCommerce Systems - ASP-based application with SQL database for small businesses and developers, including MetaCart Free and MetaCart2 for PayPal.
• MidiCart - Application in ASP and PHP with item database in Access or MySQL. Includes free support.
• M1Shopper - Application written in Perl that will run against a MSql or MySql database engine on a Unix server. Can be configured to run from flat ASCII files.
• Multi Level Store - Online storefront application with network marketing integration.
• Mysimpleshop - JavaScript application that comes ready to use with upgrade to a fully credit card integrated version of the application.
• National EFT - System offering a way to originate Automated Clearing House (ACH) direct deposit, collections and disbursements from a personal computer.
• One Stop Shopping Cart Ecommerce - Software with web based administration. Includes features, demo, pricing, and contact page.
• PayPal Shopping Cart - Written in PERL, designed to accept Pay Pal payments. Supports paypal instant payment notification. Includes demo.
• PayPalPartner Online Store Manager - Software is compatible with PayPal, Authorize.net, iTransact and other major payment gateways. Affiliate tracking, UPS shipping.
• PDG Software, Inc. - Developers of E-commerce software, specifically shopping cart software. Includes support forum.
• Platypus - Includes automated Froogle datafeed, online marketing, ezine facilities and wish lists for site owners. Online order.
• ProCart - Application created by, Inc., written in ASP, designed to be operated on vendor's hardware, and connected to existing website.
• ProductCart - ASP cart software that ships with source code. Works with MS Access and SQL. Build-to-Order version allows sale of custom products and services.
• Productive Business Solutions - Online store solution that is fully configurable with browser administration. Product description and contact information.
• QuickCart - Multiple categories, product options, design tools, merchant accounts and PayPal. Free setup and demo.
• QuikStore - Created specifically for web site designers, for small to mid-sized businesses.
• QuikStore - Provides templates to create an individual looking site, complete with an SSL ready application, product catalog and shipping options.
• SalesCart - Add-in for Microsoft Frontpage. Also offers a version for Unix systems.
• SearchFit Shopping Cart - Application designed for search engine optimization. Features, demo, purchase plans.
• A Shop for Your Website - Application is compatible with Unix and NT servers, as well as FrontPage. Option to use PayPal.
• Shop@assistant DB - A database-driven on-line shop creation package. Of UK origin, it has VAT support.
• ShopFactory E-Commerce - Application for web developers and shop owners. Downloadable demo.
• ShoppingQ E-Commerce System - Storefront creation application for site owners, web designers, web hosts. Customizable templates. Various payment gateways.
• ShopSite, Inc . - Software for small to medium-sized businesses. Includes product description and how and where to order.
• Shop@ssistant - Offers basket functionality with stock control. Downloadable demo files.
• SiteCarts - Cart application that can be configured for PayPal and credit card processing. Includes demo of product.
• Software e-Commerce - Application for Windows NT or 2000 server. Features, requirements, prices, order information.
• Squirrelcart - Low-cost PHP and MySQL system with customizable template, designed for developer and merchant.
• StarVisor E-Commerce - Allows a small business to create and maintain their sites through a web-based interface. Includes tax and shipping modules.
• Static Store - Software to build static search engine friendly HTML pages for your online store or catalog. Includes demo store and administrative control panel.
• StoreForge Systems - Features product management, payment processing, and a customizable look and feel.
• Storext - Runs on BSD or Linux with Apache or Netscape server, PHP, Perl, MySQL. Can be integrated with PayPal, Authorize.net, others.
• TopShopper Shopping Carts - ASP and PHP application for web developers working with small and medium sized enterprises. Download available.
• UltraCart - Embeddable solution for small to large businesses with Verisign protection and secure servers.
• Uniwin Software - ASP based application for Access/SQL Server. Downloadable files.
• Volusion - Customizable shopping cart with software purchase or hosting option. Includes tour, pricing, and ordering information. Offers a free time limited trial.
• VP-ASP Comprehensive Shopping Cart - Application for business and developers. Can be standalone or integrated into any site. Windows or Unix platforms.
• WebEcom.net - Offering a turn-key shopping cart solution with online support and setup.
• WebStore - Offers WebStore 400/400CS Perl application for Unix systems.
• Why eCommerce? - Application featuring mail list management, online help, web enabled product entry, statistics, CRM.
• WunderCart Shopping Cart Service - Cart and credit card processing that can be implemented for an existing site. Affiliate marketing program available to sell service.
• X-Cart - A turnkey PHP application for business and web developers.
• ZoomYrShop - Customizable software that doesn't require html or programming language to use. Can be integrated with any payment system.

Miva

• About.com: Miva Merchant Review - Review of Miva Merchant 4
• Bear Canyon Commerce - Hosting, development and training in Albuquerque, New Mexico. Create online catalogs and E-Commerce shopping carts.
• Driftwood.Net: Miva Masochists Guild - Tips and techniques, including security, modification, and general hints.
• Ecommerce Development, Design and Implementation using Miva Merchant - Ecommerce packages using Miva merchant. Ecommerce development, web design and support.
• Electronic Processing - Shopping cart, web hosting, merchant accounts, and a technical discussion board.
• iHostPlanet - Web hosting and development, including Miva Merchant.
• internet.com's Miva Merchant Review - A five-star review of Merchant 3.0 and Miva Commerce.
• Merchant Software - Tools to enhance online stores, tips and free utility software.
• Merchant Today - A periodical publication for the Miva Merchant community.
• Miva.Com: Miva Merchant Users Support Archive - The web version of the official merchant-users list, with searchable archives
• Search Engine Optimization for Miva Merchant - Learn all about search engines, marketing, and how to optimize your Miva Merchant store with this newsletter. It contains articles, module reviews, tips.
• 1st Easy Limited - Ecommerce packages using the Miva Merchant store front and WorldPay online payment solution.
• Tek-Tips - Miva Merchant and Order solutions - User-driven independent technical support forum.
• TrainingTools.Com: Miva Merchant Online Training - A simple introduction to building, maintaining and modifying a store.
• W-3Productions.com - Offers MvCoder, a Miva Script editor; Hookpoints.exe, an aid for OpenUI development; and other software and services.

ASP

• Absolute Shopping Package Solutions - An ASP shopping script. Optional shopping cart hosting services.[Commercial]
• A-Cart - Shopping cart and order processing system, comprised of ASP pages and an Access database. [Free for Non-commercial Use]
• ASP Shipping Calculator - An ASP, real-time shipping calculator that returns rates from any combination of UPS, USPS, DHL, and FedEx. [Commercial]
• ASPPilot - A shopping cart software with full inventory and customer order and shipping management.
• CactuShop - An ASP & VBscript ecommerce cart. Customizable. [Commercial]
• Ceviant Corporation - B2B/B2C e-commerce system with inventory control, comparison engine and UPS calculator. Developed with ASP.NET/SQL Server. Includes online demo.
• CyberMerchant - Advanced ASP shopping cart software. By IntLink Solutions.
• CyberStrong eShop - Shopping cart software that maintains an online store directly from a browser interface. By CyberStrong Internet Services, Inc. [Source Available, Commercial]
• Dealer Locator - An ASP Script that can locate sales reps, dealers, branch offices, stores just by asking the user his/her Zip code. It returns a list of nearest dealers, with necessary contact information, mail and website link (if any). [Commercial]
• EasyStoreCreator - The online ecommerce solution for small businesses. Create a site in minutes, automatically update stock, use the integrated shopping cart and change the look instantly.
• GoECart Shopping Cart Software - An ASP eCommerce solution. Allows a merchant to setup and operate an online store quickly and easily, including point-and-click layout authoring. [Commercial]
• Hypercart - Shopping cart software with web hosting package.
• Intersys - Advanced ASP/COM/MSSQL e-commerce system. Integrated Cart, User manangemnet, checkout, uploading, content management, auctions, reverse auctions and fixed price sales. [Open source, BSD License]
• MMK Cart - Fully integrated shopping cart program with template driven design, built-in affiliate program, built-in gift certificates, MySQL, MS Access, SQL Server compatability. [Commercial]
• OriEshop - A shopping cart software and complete e-business solution with powerful inventory control and order management engine. Includes live demo. [Commercial]
• PDshopPro - A complete ASP online store with built-in shopping cart system for Internet Information Server. [Commercial]
• Q-Shop Storefront System - ASP storefront featuring a cart, dynamic catalog, purchase history, web-based catalog/order/user administration, shipping and taxes calculation. Source code included.
• Rapid Classified - Dynamic and flexible ASP classified system. It can work with MS Access, MS SQL, MySQL databases. [Free for non-commercial web sites]
• RocketCart - Application built in ASP for operation in NT environment. Backend is Microsoft Access or SQL Server.
• WebStores 2000 - ASP application with Access and SQL Server backend running in IIS. Marketed to developers and ISPs.
• xcClassified - Turnkey classified ad management system for IIS web servers. [Commercial]

PERL

• Agora Hacks - Custom Perl hacks for the agora.cgi shopping cart. Also custom programming services.
• BZBcart Shopping Cart Software by BusyBeeCart.com - A feature packed flexible shopping cart. [Commercial]
• CheckItOut - Adgrafix E-Commerce Solutions - Provides users with feature-rich e-commerce software. Features sales and support, demonstration store, online manual and version information, among other content.
• The CITY Shop - A shopping cart. The main idea behind this script: an object-oriented codebase, easy multiple-language and multiple-shop implementation, an easy to customize shop interface. [Shareware]
• ClickCartPro - E-commerce shopping cart solution. By Kryptronic. [Commercial]
• ClickCartPro - A full featured shopping cart software. It uses SQL and a relational database model, which allows tie-ins to many RDBMS (including MySQL, PostgreSQL, MS SQL Server). [Commercial]
• EDatCat - Customize the Perl or CGI shopping cart system.
• Elite's CGI Script Center - E-Commerce Software. [Shareware and commercial]
• Groundbreak.com - A collection of free and not-so-free cgi scripts written in the Perl programming language, focusing on e-commerce and web business.
• Html-Cart - A shopping cart program, very easy to install with store manager application. Demo and download available. [Freeware]
• I-Shop Pro - Shopping cart solutions. [Commercial and freeware]
• Marketing Intelligence Master - A software builds websites, creates shopping carts and also tracks customers buying habits. By Neu Media Technologies. [Commercial]
• Mountain-Net - A full-featured shopping cart system that uses perl. Has a built in database, store management, and statistics. Allows one to process through AuthorizeNet, Anacom, CyberCash, and SecureBank.
• PerlShop Resources - Site for PerlShop e-commerce script. Includes updates, hacks, and fixes for the script, as well as support resources.
• Powershop - A full featured powerful shopping cart system. [Commercial]
• ShopCMS - A mySQL based Content Management System designed as an easy to use and configure shopping cart. [Commercial]
• uStorekeeper Online Shopping Cart Software - A complete e-commerce solution to create, operate, and maintain an online store. Features include affiliate tracking, merchant account interfaces, image upload utility. [Commercial, trial version]
• WebGenie Shopping Cart Professional - Shopping Cart software to build catalogs and CGIs for online e-commerce store. [Commercial]
• WebMasterCart - Shopping cart software and a catalog manager for Unix/Linux and Windows web servers. [Shareware]
• WebStore 400CS Shopping Cart - Flexible, low cost, Perl shopping cart by RDC Software. Easy to install and customize. Online web store demonstrations and support documentation. Script customization available.
• Zaygo - Information and demos of DomainCart, a shopping cart for domain name sellers with an integrated domain WHOIS script, and HostingCart, the shopping cart for domain names and hosting. [Commercial]

PHP

• ABC eStore - A powerful shopping cart software. It has templates system that allows changing both design and structure of the e-store without interfering with the code. And it is integrated with payment gateways (2CheckOut, PayPal, Skipjack).
• aMember - Free PHP script to setup paid membership on your site with PayPal/Clickbank support.
• Associate-O-Matic - Build and customize a complete Amazon.com Associate Store. [Commercial]
• AuthorizeIt - A PHP interface to the authorize.net merchant gateway, which lets you set up your site to take credit card payments. By PHP Labs. [Commercial]
• BAV - Bank Account Validator - Classes for bank account validation. It may be easily integrated into an existing project. At the moment only (but all) german bank accounts are supported. [Open source, GPL]
• C-Cart - A shopping cart written in PHP with a MySQL database to store the product details. Compatible with Worldpay, PayPal, PaySystems and 2checkout. There is also an option for customers to pay by invoice or manually enter their details on your secure server. By Polypaston.
• Clover Shop - An online store which features a product catalog, shopping cart, orders and administration page. Databases are flat text files and its can edit them through web browser or off-line in a text editor. [Commercial]
• CodeThatShoppingCart - A shopping cart that can be easily customized and integrated into any site with the PHP and MySQL installed. Cart offers SSL support, e-mail notification system. [Commercial]
• Deonix Scripts Templates Management - A PHP script which allows start templates business. It support selling single templates and membership based templates sites. Also it support templates uploaded, members subscription, files management. [Commercial]
• DH MLM - Software designed to help manage affiliates and real-time commission payments.
• digiSHOP - Fully self-administered shopping cart that works with PHP/MySQL. Pricing and online order.
• Digisoft 77 - PHP Shopping Cart. It use MySQL and not requiring knowledge of HTML or programming. Demo available. [Commercial]
• Domain Registration and Management System - Fully customizable domain registration system utilizing the eNom reseller API with integrated payment gateways. Requires MySQL.
• Fish Cart - An open source catalog management system. Includes multi-lingual support, customer information tracking, close out items, audio or video clips for products, and encryption.
• Gold-PHP - Providing EXS software solution in the PHP programming language for e-currency trading businesses.
• Idevspot PayDownloadPal - Digital download delivery automation with Paypal ecommerce integration.
• Idevspot Pixie Professional - Download delivery, affiliate system, subscription automation, Ebay download automation script.
• Intensive Point - Shopping cart and product delivery system designed for merchants who sell software and ebook instant downloads. Includes time sensitive options, software updates access, support and a feature to bundle digital products. [Commercial]
• MiracleCommerce - A shopping cart software for Linux provides complete ecommerce functionality including web based online store, product catalog management, order management, customer management, order status update notification, order cancellation, customer credit issuance and returns handling. [Commercial]
• MR ICT Paypal Download Script - Script allow sell a digital product using a PayPal "Buy it Now" button. The file can be any digital media downloadable by a web browser, including zip file, pdf, mp3, gif, jpeg. [Commercial]
• OrbitHyip - A MySQL/PHP based Professional High Yield Investment Program (HYIP) script that is very easy to use and allows manage members and E-gold/IntGold/EvoCash/E-Bullion deposits. The script supports unlimited payout plans, flexible template system allows easily change design. [Commercial]
• Payment Processors Order Forms - Payment processor forms that allows receive "instant" payment for product or services. The forms are available for Paypal, 2checkout, WorldPay, Authorize.net and Paysystems. [Commercial]
• PaymentPal - Lets accept PayPal transactions through website automatically, via PayPal's Instant Payment Notification system. By PHP Labs. [Commercial]
• PHP Invoice - A PHP/MySQL-based account and automated invoice management program. It supports automated billing through Paysystems, 2Checkout, Worldpay, Paypal, and custom payment gateway. Features: Support Tax, Pro-rated billing, revenue reports. [Commercial]
• PHP IPN Monitor - A PHP / mySQL application for selling digital goods via PayPal and IPN (instant payment notification). [Commercial]
• PHPAudit - PHP software distribution solution. It automates the distribution of software code from new orders to product download and licensing. [Commercial]
• phpMyCart - A PHP and mySQL based ready-to-use virtual shop with a template-based storefront, unlimited products and categories, and different options for delivery and payment.
• phpShop - A free online shop which includes a modular system, easy management, featured items, and searching.
• Sau Surepay - Implementation of SurePays "classic" interface, also includes a plugin for ready use with PHPshop. [Opensource]
• S.C.S.S (Shopping Cart Software Solution) - A full featured shopping cart software with integreted payment solutions based on PHP and MySQL database. [Commercial]
• Shop Builder - A shopping cart solution. Built in search facility. Most popular items can be displayed. Special offers can be flagged to promote items. [Commercial]
• Shop-Script - Application includes credit card processing, template-based design, and compatibility with mySQL, MS SQL, and Interbase. Online order.
• Squirrel Cart Shipping Module - A PHP/MySQL e-commerce system. Also company offer shopping cart hosting. By Nextnet Hosting. [Commercial]
• SunVirtual CartManager - Provides free shopping cart and merchant account. Buy-Buttons work with any web site and server with no installation or programming necessary. This cart is eBay compatible and includes real-time shipping, transaction processing, SSL certificate, unlimited products, orders, and support.
• Sysbotz Simpledata - A PHP/MySQL based invoice and inventory intranet application.
• TemplateReseller - A complete reseller script for website templates, flash templates, corporate logos, PHP-Nuke themes.
• 5th Avenue Software - A template-driven customizable PHP shopping cart utilizing MySQL or PostgreSQL. Interfaces with numerous payment, tax, and freight methods. [Shareware]
• tplShop - PHP 4.1+ and MySQL required. Lots of features with handy administrator tools. A webbased interface. [Commercial]
• TwoCheckout - Support for accepting credit card payments via 2Checkout.com; includes basic post-back script. By PHP Labs. [Commercial]
• VeriSignup - Allows to integrate Verisign's PayFlowLink into website. By PHP Labs. [Commercial]
• ViArt - A PHP shopping cart. It supports MySQL and PostgreSQL databases and includes support for ODBC connections. [Shareware]
• Webforce Cart (wfCart) - A free PHP shopping cart class. It's designed as a component for PHP developers who would rather write their own store rather than a complete solution.
• Whois.Cart() - A PHP and MySQL based domain and hosting sales and management system that solves most manual labor involved with running a hosting business. [Commercial]
• Zen Cart - A user-friendly PHP-based shopping cart system. [Open source, GPL]

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Business owners can expand their revenue-generating opportunities by setting up a Cardservice® merchant account to accept credit cards, PIN-secured and signature debit cards, checks, stored-value cards, gift cards and smart cards from customers. Merchants can be assured that:

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Step 1: Decide on a strategy—Whether choosing to accept only credit cards or virtually every noncash transaction, including PIN-secured and signature debit cards, gift cards, check guarantee or electronic check processing, CSI can help businesses capture new revenue through increased payment options.

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